The App Trap

Many parents use smartphones or tablets to entertain their kids.  But the supposedly free downloaded games those youngsters play could lead to huge bills for mom and dad.  The reason?  In-app purchases are made while you’re using an application on your mobile device and if you don’t learn how they work and teach your kids the same you could wind up with hundreds of dollars in credit card charges.  To limit in-app purchases on your mobile device, follow these instructions:

On Apple devices:

  •     Touch your “Settings” icon
  •     Tap “General,” then “Restrictions,” then “Enable Restrictions”
  •     Enter a PIN number
  •     Scroll down and turn off in-app purchases using the toggle

On Android devices:

  •     Open the Google Play Store
  •     Press “Menu,” then select “Settings”
  •     Scroll down and under “User Controls” select “Change PIN”
  •     Enter a PIN number and check the box that says “Use PIN for purchases”