How to avoid being underinsured

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For many of Americans a financial disaster is not something they could afford to deal with or want.  In fact, a new study shows that 70% of employees live paycheck to paycheck, and would face hard times if they could not work because of a disability. Personal finace expert and author, Carmen Wong Ulrich, joined FOX43 Morning News  to help you determine what insurance types best suit your needs.

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