HARRISBURG, Pa -- A password for online banking.
One for facebook.
Another for twitter.
Oh, and one for your email too.
It's not easy to remember a dozen or so passwords for all of your accounts.
Experts like Chuck Davis at Harrisburg University say it's important to make sure your passwords are secure.
"If it's long and strong, they won't be able to crack it."
Davis says it's common for people to have one password and use it for everything.
If that password is just a word with no letters or symbols he says hackers can easily crack the code.
"If you have a password that's all lowercase letters, that's kind of a small database and very accessible and free to obtain over the internet."
There's big money in cybercrime for hackers to sell your information.
So, add an uppercase letter, some numbers, symbols and make it more than 12 characters - now you're getting safer.
If you think you're being tricky by replacing a letter with a symbol, Davis says hackers know better.
"A lot of people think, well if they use the @ for an A or 0 for an o that's going to make a good password - and it doesn't."
The expert says those so-called tricks make it just easy to crack as regular letters.
Instead, Davis suggests turning a password into a sentence.
"I love trees ? 1234 facebook might be a good password for facebook."
He recommends having a different password for each site, so make it a sentence or saying you can remember.
"It's a lot safer than if you have kittens123 and that's your Facebook password, Twitter password, and your email password and that's how we see a lot of people get compromised nowadays."
For extra safety, you can try multi-factor authentication.
That's when you log in with a username and password, then you get a text message with an extra unique code to log in with and it's different every time.
Social media sites like Twitter off this extra step.
"It ensures that if someone gets your username and password, they still can't log into your account unless they get a hold of your phone or somehow intercept that text messages," says Davis.
Bottom line?
Stop using terms like password or your name and birthday, it's the first thing a hacker will try.
Davis hopes you won't have to come up with clever passwords for much longer.
He thinks you could be using things like a thumbprint for everything instead.
"Hopefully in the next few years we'll have some really big changes in that space
When it comes to those sentence passwords, experts suggest you make it something like a daily affirmation.
This way it's easy to remember, secure and inspires you!