YORK COUNTY, Pa.-- Everyone needs to be prepared for the unexpected.
However, many Americans do not currently have an emergency fund, or funds that could be spent in the case of an unexpected turn of events.
The chart below explains possible uses of emergency funds:
| Emergency | Non-emergency |
| Job loss/lost wages | Holidays |
| Health issues that insurance does not cover | Birthday/anniversaries |
| Car problems/break down | Health or car insurance |
| Homeowner expenses (hot water heater/AC) | Birth of a child |
| Death in immediate family | Routine car maintenance |
Today on FOX43 Morning News, George Nahodil, Acting President/CEO, Members 1st Federal Credit Union, is stopping by the set to offer more on emergency funds.
For more information or financial tips and advice, you can visit the Pennsylvania's Credit Union site here.